Privacy Policy

Last updated: August 21, 2026

Web Site Terms and Conditions of Use

1. Terms

By accessing this website, you are agreeing to be bound by these website Terms and Conditions of Use, all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws. If you do not agree with any of these terms, you are prohibited from using or accessing this site. The materials contained in this website are protected by applicable copyright and trademark law.

2. Use License

Permission is granted to temporarily download one copy of the materials (information or software) on Fig Leaf Insurance Agency’s website for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:

  • modify or copy the materials;
  • use the materials for any commercial purpose, or for any public display (commercial or non-commercial);
  • attempt to decompile or reverse engineer any software contained on Fig Leaf Insurance Agency’s website;
  • remove any copyright or other proprietary notations from the materials; or
  • transfer the materials to another person or “mirror” the materials on any other server.

This license shall automatically terminate if you violate any of these restrictions and may be terminated by Fig Leaf Insurance Agency at any time. Upon terminating your viewing of these materials or upon the termination of this license, you must destroy any downloaded materials in your possession whether in electronic or printed format.

3. Disclaimer

The materials on Fig Leaf Insurance Agency’s web site are provided “as is”. Fig Leaf Insurance Agency makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties, including without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights. Further, Fig Leaf Insurance Agency does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its Internet web site or otherwise relating to such materials or on any sites linked to this site.

4. Limitations

In no event shall Fig Leaf Insurance Agency or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on Fig Leaf Insurance Agency’s Internet site, even if Fig Leaf Insurance Agency or an authorized representative has been notified orally or in writing of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.

5. Revisions and Errata

The materials appearing on Fig Leaf Insurance Agency’s web site could include technical, typographical, or photographic errors. Fig Leaf Insurance Agency does not warrant that any of the materials on its web site are accurate, complete, or current. Fig Leaf Insurance Agency may make changes to the materials contained on its web site at any time without notice. Fig Leaf Insurance Agency does not, however, make any commitment to update the materials.

6. Links

Fig Leaf Insurance Agency has not reviewed all of the sites linked to its Internet website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by Fig Leaf Insurance Agency of the site. Use of any such linked web site is at the user’s own risk.

7. Site Terms of Use Modifications

Fig Leaf Insurance Agency may revise these terms of use for its web site at any time without notice. By using this website you are agreeing to be bound by the then current version of these Terms and Conditions of Use.

8. Governing Law

Any claim relating to Fig Leaf Insurance Agency’s web site shall be governed by the laws of the State of New Jersey without regard to its conflict of law provisions.

Privacy Policy

Your privacy is very important to us. Accordingly, we have developed this Policy in order for you to understand how we collect, use, communicate and disclose and make use of personal information. The following outlines our privacy policy.

  • Before or at the time of collecting personal information, we will identify the purposes for which information is being collected.
  • We will collect and use personal information solely with the objective of fulfilling those purposes specified by us and for other compatible purposes, unless we obtain the consent of the individual concerned or as required by law.
  • We will only retain personal information as long as necessary for the fulfillment of those purposes.
  • We will collect personal information by lawful and fair means and, where appropriate, with the knowledge or consent of the individual concerned.
  • Personal data should be relevant to the purposes for which it is to be used, and, to the extent necessary for those purposes, should be accurate, complete, and up-to-date.
  • We will protect personal information by reasonable security safeguards against loss or theft, as well as unauthorized access, disclosure, copying, use or modification.
  • We will make readily available to customers information about our policies and practices relating to the management of personal information.
  • We are committed to conducting our business in accordance with these principles in order to ensure that the confidentiality of personal information is protected and maintained.

SMS Privacy Policy

Overview

At Fig Leaf Insurance Agency (“we,” “us,” “our”), we value your privacy and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you opt in to receive SMS/text messages from us.

Information We Collect

When you sign up for our SMS/texting services, we may collect the following information:

  • Phone Number: Required to send you SMS/text messages.
  • Name: Optional, but helps personalize our communications.
  • Consent Records: To document your opt-in to our SMS/texting services.

How We Use Your Information

We use the information we collect to:

  • Send you support, updates, notifications, promotional messages, and other information related to our services via SMS/text messages.
  • Respond to your inquiries and provide customer service.
  • Monitor and analyze trends, usage, and activities related to our SMS/texting services.
  • Improve our services and develop new features.

By subscribing to our SMS program, you consent to receive SMS messages at the phone number provided. Message frequency may vary based on your interaction with our service. Message and data rates may apply. Consent to receive SMS messages is not a condition of purchase.

Sharing Your Information

We do not sell, trade, or otherwise transfer your personal information to third parties or affiliates for marketing purposes. We do not share your mobile information with third parties or affiliates for marketing or promotional purposes.

All categories of personal data described in this policy exclude text messaging originator opt-in data and consent. Text messaging originator opt-in data and consent will not be shared with any third parties except as necessary to provide SMS services on our behalf and as required by law.

We may share information only as necessary with:

  • Service Providers: Trusted third-party vendors who assist us in operating our SMS/texting services and conducting our business, provided they keep the information confidential and use it solely to provide services on our behalf.
  • Legal Compliance: When required by law, such as to comply with a subpoena or similar legal process.
  • Business Transfers: In connection with a merger, sale of company assets, or other business transaction, subject to applicable privacy and consent requirements.

Your Choices

For assistance, reply HELP to any SMS message or call (908) 862-3447. You may opt out of receiving SMS/text messages from us at any time by:

  • SMS: Replying “STOP” to any SMS message you receive from us
  • Contact Us: Emailing info@figleafagency.com or calling (908) 862-3447

You have the right to access, correct, verify, or request removal of your personal information. To manage your information, please contact us at (908) 862-3447. Opting out of SMS messages will not affect your other interactions with our services.

Data Security

We implement a variety of security measures to maintain the safety of your personal information. However, no method of transmission over the Internet or method of electronic storage is 100% secure.

Children’s Privacy

Our SMS/texting services are not intended for individuals under the age of 13. We do not knowingly collect personal information from children under 13. If we become aware that we have collected information from a child under 13, we will take steps to delete such information.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on our website. You are advised to review this Privacy Policy periodically for any changes.

Contact Us

If you have any questions or concerns about this Privacy Policy or our practices, please contact us at:

Fig Leaf Insurance Agency

1338 State Route 36, Hazlet, NJ 07730

Phone: (908) 862-3447

Email: info@figleafagency.com