The Fig Leaf Agency makes it easy for light contractors or residential contractors to compare their current insurance premiums to those of other A rated companies that have historically provided some of the best rates for contractors in New Jersey. If you have less than 10 employees and a payroll of less than $500,000 then a Special Contractor Policy may be able to offer easy, fast quote turnaround while offering substantial savings.


If you feel that your business can fit into one of the following categories then you may either fill out our online questionnaire or call to speak with one of our agents for more information at (908) 862-3447.

Air Conditioning, Refrigeration & Heating Work—repair/service no roof top installation work
Brick Facing and Stucco—Three stories or less; no EIFS work; 
Carpentry—No Roofing, Interior & Exterior; Three stories or less
Carpet/Flooring Installation—no tile
Carpet/Furniture/Upholstery Cleaning
Ceiling/Wall Panel Installation
Cement/Concrete Finishing
Concrete Construction
Door/Window Installation
Driveway/Sidewalk Construction
Electrical/Electricians—must be licensed
Electrical Appliance Installation
Gas Appliance Installation
Glaziers—Three stories or less
Gutters—Three stories or less
Household Furnishing Installation (NOC)
Interior Decorators—no show room
Janitorial Services 
Light Installation work (NOC)
Masonry Work (NOC)—Residential and light commercial only
Painting with Spray Painting
Painting/Wallpapering—no Spray Painting; Interior; Exterior three stories or less
Plaster/Stucco—Three stories or less
Plumbing/Plumbers—must be licensed
Sheet Metal Work; including repair
Siding/Gutters—Three stories or less; no roofing
Tile/marble/stone terrazzo work
Waterproofing—application of sealers only; no French drains


(NOC): Not otherwise classified