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special contractors policies

The Fig Leaf Agency makes it easy for light contractors or residential contractors to compare their current insurance premiums to those of other A rated companies that have historically provided some of the best rates for contractors in New Jersey. If you have less than 10 employees and a payroll of less than $500,000 then a Special Contractor Policy may be able to offer easy, fast quote turnaround while offering substantial savings.

 

If you feel that your business can fit into one of the following categories then you may either fill out our online questionnaire or call to speak with one of our agents for more information at (908) 862-3447.


Air Conditioning, Refrigeration & Heating Work—repair/service no roof top installation work
Brick Facing and Stucco—Three stories or less; no EIFS work;
Carpentry—Light
Carpentry—No Roofing, Interior & Exterior; Three stories or less
Carpet/Flooring Installation—no tile
Carpet/Furniture/Upholstery Cleaning
Ceiling/Wall Panel Installation
Cement/Concrete Finishing
Concrete Construction
Door/Window Installation
Driveway/Sidewalk Construction
Drywall/Wallboard/Sheetrock
Electrical/Electricians—must be licensed
Electrical Appliance Installation
Fences
Gas Appliance Installation
Glaziers—Three stories or less
Gutters—Three stories or less
Household Furnishing Installation (NOC)
Interior Decorators—no show room
Janitorial Services
Light Installation work (NOC)
Masonry Work (NOC)—Residential and light commercial only
Painting with Spray Painting
Painting/Wallpapering—no Spray Painting; Interior; Exterior three stories or less
Plaster/Stucco—Three stories or less
Plumbing/Plumbers—must be licensed
Sheet Metal Work; including repair
Siding/Gutters—Three stories or less; no roofing
Tile/marble/stone terrazzo work
Waterproofing—application of sealers only; no French drains

 

(NOC): Not otherwise classified

One Simple Form - takes only 2-3 Minutes!

Your Personal Data
Your Name:
Street Address:
City:
State: MUST be New Jersey!
Zip Code:
E-Mail (REQUIRED):
E-Mail again for accuracy:
Phone Number:
Company Name:
 
Type of Insured:
Sole Prop LLC Corp Partnership Other
 

Type of Work: See preceding list, or call to see if you fit

 

Number of Owners/Partners:
That do work above:
That are strictly clerical:

 

Number Full time Employees:

That are doing work above:
That are strictly clerical:

 

Number part time Employees:

That are doing work above:

That are strictly clerical:

 

Occurrence Limit Requested:
300,000 500,000 1,000,000

 


Additional coverage can be added to include Building, Tools in transit (inland marine) and office contents (business personal property).These options may be discussed with one of our licensed representatives, who will contact you to discuss the calculated premium.
Comments or Remarks:

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