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BUSINESS OWNERS insurance

Insurance companies selling business insurance offer policies that combine protection from all major property and liability risks in one package (they also sell the coverage’s separately).  Package policies are created for businesses that generally face the same kind and degree of risk.  Larger companies might purchase a commercial package policy of customize their policies to meet the special risks they face.

 

BOP’s include:

 

  • - Property insurance for buildings and contents owned by the company – there are two different forms; basic or standard & special which provides more comprehensive coverage.
  • - Business interruption insurance, which covers the loss of income resulting from a fire or other catastrophe that disrupts the operation of the business.  It can also include the extra expense of operating out of a temporary vehicle.
  • - Liability protections, which covers your company’s legal responsibility for the harm it may cause to others.  This harm is generally as a result of things that you and your employees do or fail to do in your business operations that may cause bodily injury or property damage due to defective products, faulty installations and erriors in service provided.

 

BOP’s for NOT covered professional liability, auto insurance, worker’s compensation or health and disability insurance.  You’ll need separate insurance policies to cover professional services, vehicles and your employees.

 

For more information, please feel free to contact us at 877_9 THE FIG.  You can also complete the questionnaire below to be contacted by one of our agents.

Your Personal / Company Data:

Your Name:
Your Company's Name:
Street Address:
City:
State: MUST be New Jersey!
Zip/Postal:
E-Mail (REQUIRED):
E-Mail again for accuracy:
Phone:
Fax (optional):
 


Currently Insured?
(If yes, list carrier, and # of years
continuous. If none, type NONE)
 
Type of Business:
Retail    Wholesale
Office    Other
 
List Claims & Amounts Paid
(If none, type NONE)
 
Years In Business:
 
Business type:
(proprietorship, corporation, etc.)
 
Describe Business in detail:
(i.e., Delicatessen and sandwich shop, etc.)
 
 


 
Underwriting Information:
 
Describe IN DETAIL,
Your Business Operations:
 
Ownership & Payroll Data:
List Employee's Annual Payroll Here (if none, enter $0): $ Insert # of
Employees here:
 
Location & Sales Information:
Insert Annual Gross Revenues from this operation here: $ Square Footage of office or business location:
 
Type of Building (wood frame, concrete, etc.): Number of Stories:
 
Are there other business/residences in this building (describe)?: Describe safety features (alarm, sprinklers, fire protection, etc):
 
Coverage Desired: (Check One Please)
The Coverage I Am Looking For:

Liability Only
Liability & Business Contents
Liability, Building & Contents Coverage
A Package Policy Including the Above,
        Plus Miscellaneous Coverages

NOTE: Don't worry if you are not exactly sure about coverage type... we will suggest the best coverage for you - just try to tell us what you are looking for! (If we need more info. we will let you know.)
 
Liability Coverage:
($300,000, $500,000, $1 Million, etc.)
$
 
Business Contents Coverage:
(The amount of your personal business property)
$
 
Building Coverage:
(The amount of building coverage if you own your bldg.)
$
 
Miscellaneous Coverage:
(List any special coverage peculiar to your business, such as Garagekeepers Legal, Loss of Earnings, Valuable Papers, etc.)
$
 
 
Send my quotation via: E-Mail Fax
Regular Mail
Please Call by Phone!

 
Thank you for filling out this form COMPLETELY!

We value your input as PRIVATE information. Every step has been taken to insure your privacy, security, and our intent is to release quote information only to you. We will not give your data to ANY other person or group for sales, marketing, or ANY other purposes. By checking the box below you agree to allow our agency to release this information via the method you have chosen, and to release us from any liability should this information be accidentally viewed by others. Our intention is to maintain your complete privacy.

Yes, I Agree. Please Send Me a
Business Owner's Quote NOW!

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