If you are ever sued, your liability or business owner’s policy will provide you with some liability coverage, paying for judgments against your company up to a limit set in the policy. However, in our litigious society, you may want to have an extra layer of liability protection available. That is what a commercial umbrella provides.

An umbrella policy kicks in when you reach the limit on the underlying liability coverage in a commercial liability or commercial auto policy due to payment of a covered claim.

Because the commercial umbrella goes into effect after the underlying coverage is exhausted, there are certain limits that usually must be met in order to purchase this coverage.

For more information, please feel free to contact us at 877-9-THE FIG. You can also complete the questionnaire below to be contacted by one of our agents.