A standard auto insurance policy is made up of the following coverages.
Bodily injury liability
Bodily injury liability provides protection if you harm or kill someone while driving. It also provides for a legal defense if a lawsuit is filed against you. Keep in mind, bodily injury liability covers injury to people, not your vehicle.
No-fault or personal injury protection coverage pays the medical expenses of the injured driver and passengers in your car. There may also be coverage if you are hit by a car.
Uninsured motorists coverage pays for your injuries caused by an uninsured driver.
Comprehensive physical damage
Comprehensive physical damage coverage pays for losses resulting from damage to your car if it is damaged by flood, fire or animals. This coverage also provides supplemental payments for transportation expenses in the event your insured vehicle is stolen.
Collision coverage provides protection in the event your car is involved in a collision with another vehicle or object. Collision losses are paid regardless of fault. To keep your premiums low, it is recommended you take the highest deductible amount you can afford to pay (out of pocket).
Property damage liability
Property damage liability protects you if your car damages someone else’s property. It also provides you with legal defense if another party files a lawsuit against you.
Rental car reimbursement
Rental care reimbursement pays car rental expenses while your car is being repaired because of an accident.
For more information please contact us at 877-9-THE FIG. You may also get an Auto Insurance Quote by clicking the button below where you will be contacted by one of our agents. It’s easy to complete and will only take about 3-5 minutes to complete. Thanks